Will your health insurance
travel with you?
- Did you know that if you are traveling overseas, your health insurance
may not cover you? Medicare does not provide coverage for
medical treatment outside the United States.
- Some policies will cover
personal travel but not business travel, while others cover you only if
you stay overseas for a short
period of time (e.g., one to six months).
- Some policies cover only emergency
medical care, while
others will reimburse you or the medical provider for only a percentage
of the total cost of treatment.
If you find that your health insurance policy won't cover you adequately
while traveling, seriously consider purchasing a short-term supplemental
policy. These affordable policies offer accident & sickness coverage
and provide coverage for the cost of medical evacuation back to the United
States, which is something most domestic health insurance policies will
not cover.